In 2012 The IMF studied the correlation between credit-default-swap spreads and various economic indicators. Long term indicators—for deficits, economic growth and spending on pensions and health care—had little impact on spreads. But larger short term primary deficits (which exclude interest) were associated with notably wider spreads. So, too, was weaker current-year growth. Solvency should be [...]
A common question I receive is what method I use to track my portfolio. There are ways to do this manually in Excel, although I find that process too laborious and prone to error. My preference has always been a “one-stop shop” type of program where I can input (or have automatically updated via broker) [...]
On March 4, 2019, I boldly entered the market with leverage after getting shredded in weed stocks, to no fault but my own greed. My leverage in the new plan included:$100,000 on Margin$65,000 in Unsecured Lines of CreditTOTAL LEVERAGE: $165,000The idea was simple: buy undervalued stocks that yield more in total than what you pay [...]
Robb from the famous Canadian personal finance site, Boomer and Echo, was kind enough to feature my story of how Latecycle came to be: from a dark place many of you might be sitting right now.Check it out and enjoy!
The most effective investment strategies revolve around a few simple principles that are easy to follow, repeatable, proven over time and based on facts. Here are three strategies to help keep you on track with achieving your investment goals: Diversify A staple strategy that many investors choose is diversification. When one category is underperforming, another one might be on [...]
What are you saving for? You might have a short-term goal, such as a down payment for a home or a deposit on a new car. Longer-term goals include putting aside money for retirement or a child’s education. Whether your goals are short-term or long-term, being able to state them clearly is an important step [...]
For the long-term equity investor, the debate between active and passive strategies rests on three main considerations: Market efficiencyPortfolio constructionHistorical performance Let's look at each in more detail. Market Efficiency At the centre of the active versus passive debate is the question of whether stock markets are efficient. What is an Efficient Market? In an [...]
In the world of investing, one thing is certain – markets will go up and down as economies move through different cycles of growth, taking investor emotions along with them. Managing such emotions, at both the peaks and valleys of the market, is one of the hallmarks of successful investors. Whatever happens in the market, [...]
Seriously, the best advice you will hear (and not just from me!) is this: DON'T LOOK! It is imperative to have a plan and stick to it. If you're a DIY investor, you must follow these steps to minimize risk:1) Have a plan and stick to it. - Long term dividend growth? Buy your stock [...]
Investors love dividends. It’s no secret. All you have to do is search “dividend investing” on Google to see just how many websites, bloggers and media moguls are championing this strategy - present company included.The truth is this: dividends count. But they aren’t everything. Time horizon and dividends matter.So do cycles in the stock market. [...]
